She got caught up by the sales pitch on the inside seminar (I think there a discount if you signed up before the seminar was over) and paid for getting a revocable living trust, pour-over will, and health care and financial powers of attorney.
I explained it is not the size or complexity of the estate that determines the of a trust, eventhough it is genuine that a larger estate will benefit more by a trust, in order to the to be able to take control of the estate and maintain it out of court that drives choice to the question, do i need a living trust.
When deciding between the Living Trust vs Will, the living trust is really a better selection for most today some people cannot afford the in advance costs in attorney fees which vary from $2,000 - $5,000. Until recently this initial attorney cost can be a barrier for some but with the information available for that internet, additional people are creating living trusts by them self.
Keep ongoing. There are occasions when your plan may not seem to be able to working when expect it to. Don't let this discourage you. Just stay focused and be confident on your plan. If some aspects can be revised for that better, perform necessary changes and never give ascending. Remember, managing your wealth takes time and energy.
Identify why work for you debt - Causes - Until you identify how exactly why you are with debt you will either not come out or when you come out someday, you will quickly dive back there. Are you there because you are impulsive