diff --git a/Understanding-Additional-Loans.md b/Understanding-Additional-Loans.md
new file mode 100644
index 0000000..b9fb936
--- /dev/null
+++ b/Understanding-Additional-Loans.md
@@ -0,0 +1,5 @@
+Another misconception is that emergency loans can lead to overwhelming debt. While high-interest rates can create financial pressure, accountable borrowing and well timed reimbursement can mitigate these risks. It’s essential to judge the need of the mortgage and to solely borrow what is truly wanted for the emerge
+
+
+
+Emergency loans include a number of advantages that may significantly ease financial burdens. First and foremost, their velocity is likely one of the biggest benefits
\ No newline at end of file